We also offer various types of supplemental insurance plans, which are needed when life’s unexpected health issues come up. Having this type of insurance can save you thousands of dollars in medical bills. Critical illness and accidents, unfortunately, occur every second of every day! With the right supplemental coverage, these situations are paid for when you need it most. Below are some examples of what our supplemental plans may help cover:
Supplemental coverage options are often overlooked but are an affordable health insurance option for many individuals and families. We offer a wide range of products that can supply extra protection on top of your traditional medical plan. Don’t wait another day. Request a supplemental health insurance quote now to see how beneficial our supplemental health insurance plans can be.
How is a Critical Illness Plan different from a traditional medical plan?
Medical insurance reimburses the insured or provider for; covered and approved medical services, procedures, equipment, and prescription drugs. The Lump Sum Critical Illness Plan pays an immediate one-time, lump-sum payment of $25,000-$100,000 directly to the insured upon initial diagnosis of covered; critical illness, life threating cancer, heart attack or stroke. The Fixed Benefit Cancer plan pays a set amount for covered initial cancer diagnosis and ongoing cancer treatments. These insurance policy benefits can be used for any purpose you choose.
Accident Insurance helps you handle the medical and out-of-pocket costs that add up after an accidental injury. This includes emergency treatment, hospital stays and medical exams, and other expenses you may face, such as transportation and lodging needs.
These plans are meant to cover your deductible on your health plan, so you don’t have to come up with the money before your medical coverage starts. They are available to cover Accidental injury, Sickness Hospitalization, and Cancer/Heart/Stroke and are available for $2,500-$10,000 in coverage.
What is hospital indemnity insurance?
Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if you’re confined in a hospital. The Hospital Plan is a hospital indemnity insurance plan.
How is the Hospital Plan different from a traditional medical plan?
Medical insurance reimburses the insured, or provider, for covered and approved medical services, procedures, equipment, and prescription drugs. The Hospital Plan pays a lump-sum payment directly to the insured for a covered hospital confinement, outpatient surgery, and emergency injury or sickness.
